Private Mortgage Financing for Ontario Borrowers

First mortgages from 6.99%. Close in as little as 48 hours. Maximum loan amount up to $5,000,000. GTA properties up to 75% LTV; condominiums and cities outside the GTA up to 65% LTV.

First Mortgages, Second Mortgages & Construction Loans

Second mortgages from 10.99%. Construction loans from 7.99%. Bridge financing from 8.99%. Same-day feedback on every application.

Same-Day Feedback. Close in as Little as 48 Hours.

Direct access to decision-makers. Case-by-case evaluation. Common-sense underwriting on residential, construction, bridge, HELOC, and commercial loans.

Invest in a MIC in Ontario

Target 7-8% annual returns. $100,000 minimum. RRSP, TFSA, and RRIF eligible. Quarterly distributions by direct deposit.

Asset-Backed. Professionally Managed.

Every dollar secured by real estate with regional LTV limits (GTA up to 75%; outskirts and condos up to 65%). Portfolio diversified across the GTA. Annual audited financials.

Regular Distributions from Mortgage Income

Quarterly distributions: March 30, June 30, September 30, December 31. Hold in RRSP, RRIF, TFSA, LIRA, RESP, or LIF.

Private Mortgage Solutions for Ontario Brokers

We're a licensed MIC, not a broker. We never compete for your clients. Same-day feedback. Close in as little as 48 hours.

Fast Response. Transparent Terms. Reliable Closings.

First mortgages from 6.99%. Loans up to $5,000,000. LTV: GTA up to 75%; outskirts and condos up to 65%. 2% lender fee. No surprises at closing.

Direct Access to Decision-Makers

Direct access to decision-makers. 1st and 2nd mortgages, construction, bridge, HELOC, and commercial. Every deal gets individual attention.

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Licensed MIC #13171

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20+ Years of Experience Ontario GTA & Province-Wide LicensedMIC #13171 ONMICA Member Regulated & Compliant 75% LTV (GTA) Close in as little as 48 Hours RRSP Eligible 20+ Years of Experience Ontario GTA & Province-Wide LicensedMIC #13171 ONMICA Member Regulated & Compliant 75% LTV (GTA) Close in as little as 48 Hours RRSP Eligible

Who We Serve

We provide solutions to meet the financial needs of borrowers, brokers and investors across Ontario.

Private mortgage & construction financing

When traditional banks say no, we offer private mortgages, second mortgages, and construction financing with flexible terms tailored to your situation.

First Mortgages
Second Mortgages
Construction Financing
Bridge Financing
Land Financing
HELOC
Commercial Mortgages
Refinancing

Explore Financing

MIC investing & RRSP-eligible returns

Target 7-8% annual returns from a professionally managed mortgage portfolio secured by GTA real estate. Quarterly distributions by direct deposit. Hold in RRSP, TFSA, RRIF, LIRA, RESP, or LIF.

7–8% target annual return
$100,000 minimum investment
Quarterly distributions: March, June, September, December
RRSP, TFSA, RRIF, LIRA, RESP, LIF eligible
Secured by real estate with regional LTV limits (GTA up to 75%; outskirts & condos up to 65%)
Annual audited financial statements

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Fast underwriting & broker partnership

We're a licensed MIC, not a mortgage broker. We never compete for your clients. Same-day feedback on every application. Close in as little as 48 hours. First mortgages from 6.99%.* Loans up to $5,000,000.

We never compete with our channel partners
Same-day feedback on all applications
Close in as little as 48 hours
First mortgages from 6.99%*: GTA up to 75% LTV; outskirts & condos up to 65%
8 products: 1st, 2nd, construction, bridge, land, HELOC, commercial, refinancing
Loans up to $5,000,000 across the GTA

Partner With Us

Who We Work With

Trusted relationships across the mortgage industry

Mortgage Brokerages Lawyers Appraisers Lending Partners

Who We Are

Our values guide everything we do

Solution-Oriented

We constantly aim for solutions, working to help clients achieve their financial goals through creative, disciplined approaches.

Trust & Integrity

Reputation and trust are earned through consistent delivery, transparent communication, and ethical practices in every transaction.

Experience Matters

Decades of combined expertise in alternative lending solidifies our foundation and enables superior decision-making for our clients.

Client-Focused

Your goals and success drive our decisions. We respond quickly, communicate clearly, and tailor solutions to fit your unique situation.

Learn more about our team

What Our Clients Say

Real experiences from clients who trust Richview Capital

When the bank turned us down, Richview Capital stepped in with a fast approval and competitive terms. Their team understood our vision and made it happen.

Michael Davidson

Real Estate Developer

The process was incredibly smooth. From application to funding took less than two weeks. The team was professional, transparent, and actually returned my calls.

Jennifer Torres

Homeowner

Richview Capital provided a second mortgage when we needed it most. Their flexible approach and quick turnaround helped us consolidate debt and move forward.

Robert Patterson

Property Owner

I wanted to recognize and give kudos to your entire team. Working with them on this file was genuinely a pleasure. From Maurizio to Natasha to Randall to Emely, every single person involved was professional, flexible, and consistently strong on communication throughout.

It was a long process that could have been complex, but your team made it feel simple and seamless. While hospitality is a word more often associated with restaurants and hotels, it genuinely describes the experience of working with Richview. The level of care and thoughtfulness your team brought to every interaction reflected a true sense of hospitality in the service provided.

It’s clear you’ve built an incredible organization, and I truly appreciate the care and attention your team put into this deal.

I look forward to many more opportunities to work together and to placing future clients with Richview.

Thank you again.

Jim Ngo

Mortgage Broker, Ontario

When the bank turned us down, Richview Capital stepped in with a fast approval and competitive terms. Their team understood our vision and made it happen.

Michael Davidson

Real Estate Developer

The process was incredibly smooth. From application to funding took less than two weeks. The team was professional, transparent, and actually returned my calls.

Jennifer Torres

Homeowner

Richview Capital provided a second mortgage when we needed it most. Their flexible approach and quick turnaround helped us consolidate debt and move forward.

Robert Patterson

Property Owner

I wanted to recognize and give kudos to your entire team. Working with them on this file was genuinely a pleasure. From Maurizio to Natasha to Randall to Emely, every single person involved was professional, flexible, and consistently strong on communication throughout.

It was a long process that could have been complex, but your team made it feel simple and seamless. While hospitality is a word more often associated with restaurants and hotels, it genuinely describes the experience of working with Richview. The level of care and thoughtfulness your team brought to every interaction reflected a true sense of hospitality in the service provided.

It’s clear you’ve built an incredible organization, and I truly appreciate the care and attention your team put into this deal.

I look forward to many more opportunities to work together and to placing future clients with Richview.

Thank you again.

Jim Ngo

Mortgage Broker, Ontario

When the bank turned us down, Richview Capital stepped in with a fast approval and competitive terms. Their team understood our vision and made it happen.

Michael Davidson

Real Estate Developer

The process was incredibly smooth. From application to funding took less than two weeks. The team was professional, transparent, and actually returned my calls.

Jennifer Torres

Homeowner

Richview Capital provided a second mortgage when we needed it most. Their flexible approach and quick turnaround helped us consolidate debt and move forward.

Robert Patterson

Property Owner

I wanted to recognize and give kudos to your entire team. Working with them on this file was genuinely a pleasure. From Maurizio to Natasha to Randall to Emely, every single person involved was professional, flexible, and consistently strong on communication throughout.

It was a long process that could have been complex, but your team made it feel simple and seamless. While hospitality is a word more often associated with restaurants and hotels, it genuinely describes the experience of working with Richview. The level of care and thoughtfulness your team brought to every interaction reflected a true sense of hospitality in the service provided.

It’s clear you’ve built an incredible organization, and I truly appreciate the care and attention your team put into this deal.

I look forward to many more opportunities to work together and to placing future clients with Richview.

Thank you again.